David Woynerowski first joined First Annapolis in 1998 and was promoted to Partner last year. His industry focus is card issuing with a focus on the Canadian market, and expertise in partnership formation and retail finance in North America. His client assignments have included developing market entry strategies, conducting RFP processes, valuing and selling portfolios, performing strategic assessments and developing payment strategies. He has extensive partnership formation, renegotiation and transition experience, and in the past year was responsible for several renewals and transitions representing billions of dollars of assets. David’s clients comprise many of North America’s largest corporations in the retail, T&E, petroleum and auto sectors, as well as the continent’s leading financial institutions and payment networks. In addition to the aforementioned services, David’s clients rely on him to provide ongoing market perspective, program performance benchmarking, product development and expansion business casing, and strategic guidance in the face of a highly dynamic competitive and regulatory environment.
Examples of David’s other significant consulting assignments include assisting multiple major North American issuers and payment networks with private label and co-brand market entry strategies, conducting sustainability assessments of in-house credit card businesses, developing a payments strategy framework for a large petroleum company, advising several issuers in the U.S. and Canada on private label and co-branded credit card vertical market dynamics and portfolio bidding strategies, and advising multiple brand companies on payment product rationalization and expansion initiatives.
Previously, David spent a summer as an M.B.A. marketing intern at Whitehall Robins developing new product acquisition strategies. Previous to First Annapolis, David worked as an analyst at Coopers & Lybrand Consulting in New York City, where he was a member of the Financial Services practice.
Mr. Woynerowski received his M.B.A. from the Darden Graduate School of Business at the University of Virginia, where he won the prestigious Shermet Award, and his B.S. in aerospace engineering from the University of Notre Dame as a member of the Sigma Gamma Tau Academic Honor Society.



